Most employee benefits programs are sufficient for average rank-and-file employees. However, because of plan limitations, these same plans can adversely discriminate against Highly Compensated Executives (HCEs). Recruiting, rewarding, retaining, and retiring top executives are key to the ongoing success of a company. The development of an attractive executive benefits plan is vital in order to maintain quality leadership and prevent costly turnover of senior management. The executive benefits plan can include deferred income, survivor benefits, long term care insurance, supplemental disability income, and basic benefits such as life, health, and dental insurance and 401(k) plans.
A company's greatest assets are its people. By meeting their needs, a competitive executive benefits program can assist in maintaining long term success and stability for the company. Through our many years in working with HCEs, we have experience in the following areas:
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